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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,283 | $77,920-54.7% | $149,723-76.4% | $75,177-53.1% |
| Participation rate | 35.0% | 65.6%-30.6pp | 78.8%-43.8pp | 67.2%-32.2pp |
| Annual return | 21.04% | 31.72%-10.7pp | 134.50%-113.5pp | 160.75%-139.7pp |
| Employer contribution / active EE | $454 | $3,138-85.5% | $4,821-90.6% | $2,671-83.0% |
| Participant deferral / active EE | $1,824 | $3,411-46.5% | $5,682-67.9% | $4,126-55.8% |
| Admin fee / account holder | $3,578 | $5,951-39.9% | $13,215-72.9% | $5,651-36.7% |