Retirement plan

403(B) THRIFT PLAN OF DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC.

Name: DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC. - 403(B) THRIFT PLAN OF DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC. (2018) Form 5500
Creator: DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC., DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC.

DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC.EIN 23-7231256Plan #001PY 2018

223 4TH ST NE - DEVILS LAKE, ND 583012409701-662-6500dpcaa.orgLinkedIn1-10 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.2M

+0.3% from 2017

Total participants

+4.5% from 2017

Average account balance

$55,508

-4.3% from 2017

Annual return

-5.54%

-19.76 pp from 2017

Benchmarks

See 105,557 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort105,557 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3920

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$14K

$791 / participant

Other / not subdivided$14K100.0%

% of EOY assets

1.166%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$55,508

$180,459-69.2%

$154,108-64.0%

$135,380-59.0%

Participation rate

94.4%

87.4%+7.0pp

83.0%+11.4pp

82.6%+11.8pp

Annual return

-5.54%

888.21%-893.8pp

735.21%-740.7pp

519.81%-525.3pp

Employer contribution / active EE

$1,817

$6,035-69.9%

$5,298-65.7%

$4,779-62.0%

Participant deferral / active EE

$2,902

$5,806-50.0%

$5,081-42.9%

$5,609-48.3%

Admin fee / account holder

$647

$16,145-96.0%

$13,411-95.2%

$10,828-94.0%

403(B) THRIFT PLAN OF DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF DAKOTA PRAIRIE COMMUNITY ACTION AGENCY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion