Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,616 | $81,276-58.6% | $155,574-78.4% | $80,925-58.5% |
| Participation rate | 24.4% | 66.2%-41.8pp | 78.2%-53.8pp | 67.7%-43.2pp |
| Annual return | 7.13% | 33.36%-26.2pp | 64.87%-57.7pp | 35.65%-28.5pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,398 | $3,453-59.5% | $5,629-75.2% | $4,299-67.5% |
| Admin fee / account holder | $16,212 | $7,993+102.8% | $15,914+1.9% | $6,940+133.6% |