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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,040 | $175,259-65.7% | $149,723-59.9% | $139,487-57.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.57% | 166.82%-158.3pp | 134.50%-125.9pp | 373.84%-365.3pp |
| Employer contribution / active EE | $1,015 | $5,478-81.5% | $4,821-78.9% | $4,755-78.6% |
| Participant deferral / active EE | $5,166 | $6,522-20.8% | $5,682-9.1% | $6,713-23.0% |
| Admin fee / account holder | $441 | $16,158-97.3% | $13,215-96.7% | $11,407-96.1% |