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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,595 | $172,111-89.8% | $150,298-88.3% | $137,256-87.2% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 5.11% | 69.37%-64.3pp | 62.79%-57.7pp | 220.34%-215.2pp |
| Employer contribution / active EE | $5,714 | $4,636+23.2% | $4,154+37.5% | $4,156+37.5% |
| Participant deferral / active EE | $2,235 | $6,166-63.8% | $5,453-59.0% | $6,407-65.1% |
| Admin fee / account holder | $97,079 | $16,471+489.4% | $14,116+587.7% | $12,270+691.2% |