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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,188 | $77,908-80.5% | $149,696-89.9% | $75,173-79.8% |
| Participation rate | 70.3% | 65.6%+4.7pp | 78.8%-8.5pp | 67.2%+3.1pp |
| Annual return | 12.35% | 31.73%-19.4pp | 134.46%-122.1pp | 160.72%-148.4pp |
| Employer contribution / active EE | $1,359 | $3,138-56.7% | $4,821-71.8% | $2,671-49.1% |
| Participant deferral / active EE | $2,235 | $3,411-34.5% | $5,682-60.7% | $4,126-45.8% |
| Admin fee / account holder | $1,153 | $5,950-80.6% | $13,212-91.3% | $5,651-79.6% |