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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,786 | $77,814-82.3% | $158,223-91.3% | $86,983-84.2% |
| Participation rate | 76.3% | 68.4%+7.9pp | 79.2%-2.9pp | 69.5%+6.8pp |
| Annual return | 10.25% | 30.54%-20.3pp | 52.09%-41.8pp | 25.83%-15.6pp |
| Employer contribution / active EE | $487 | $2,592-81.2% | $4,109-88.1% | $2,584-81.1% |
| Participant deferral / active EE | $2,642 | $3,270-19.2% | $5,467-51.7% | $4,194-37.0% |
| Admin fee / account holder | $2,500 | $5,879-57.5% | $16,047-84.4% | $7,856-68.2% |