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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,786 | $76,407-82.0% | $150,298-90.8% | $82,448-83.3% |
| Participation rate | 76.3% | 66.4%+9.9pp | 77.8%-1.4pp | 68.1%+8.2pp |
| Annual return | 10.25% | 39.99%-29.7pp | 62.79%-52.5pp | 41.64%-31.4pp |
| Employer contribution / active EE | $487 | $2,614-81.4% | $4,154-88.3% | $2,551-80.9% |
| Participant deferral / active EE | $2,642 | $3,214-17.8% | $5,453-51.6% | $4,139-36.2% |
| Admin fee / account holder | $2,500 | $6,352-60.6% | $14,116-82.3% | $7,234-65.4% |