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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,786 | $78,690-82.5% | $161,489-91.5% | $87,485-84.2% |
| Participation rate | 76.3% | 67.5%+8.9pp | 78.7%-2.4pp | 68.9%+7.4pp |
| Annual return | 10.25% | 32.74%-22.5pp | 89.72%-79.5pp | 26.06%-15.8pp |
| Employer contribution / active EE | $487 | $2,588-81.2% | $4,268-88.6% | $2,596-81.2% |
| Participant deferral / active EE | $2,642 | $3,311-20.2% | $5,630-53.1% | $4,274-38.2% |
| Admin fee / account holder | $2,500 | $6,724-62.8% | $16,006-84.4% | $7,775-67.8% |