Retirement plan

403(B) THRIFT PLAN OF CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC.

Name: CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC. - 403(B) THRIFT PLAN OF CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC. (2016) Form 5500
Creator: CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC., CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC.

CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC.EIN 23-7124716Plan #001PY 2016

2715 MURDOCH AVE STE B4 - PARKERSBURG, WV 26101304-485-3141

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$127K

+10.7% from 2015

Total participants

-11.1% from 2015

Average account balance

$15,849

+24.6% from 2015

Annual return

7.88%

+9.62 pp from 2015

Benchmarks

See 30,917 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort30,917 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$126K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

166.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$10K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3796

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L

Plan features

2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$9K

$1506 / participant

Other / not subdivided$9K100.0%

% of EOY assets

7.126%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,849

$90,509-82.5%

$78,693-79.9%

$273,968-94.2%

Participation rate

100.0%

76.5%+23.5pp

73.6%+26.4pp

83.0%+17.0pp

Annual return

7.88%

75.61%-67.7pp

62.18%-54.3pp

41.45%-33.6pp

Employer contribution / active EE

$817

$3,175-74.3%

$2,850-71.3%

$4,869-83.2%

Participant deferral / active EE

$1,217

$3,901-68.8%

$3,517-65.4%

$5,287-77.0%

Admin fee / account holder

$1,129

$5,264-78.5%

$4,511-75.0%

$10,132-88.9%

403(B) THRIFT PLAN OF CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF CONSUMER CREDIT COUNSELING SERVICES OF THE MID-OHIO VALLEY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion