Filed March 16, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,721 | $40,263-46.1% | $57,347-62.1% | $59,632-63.6% |
| Participation rate | 39.8% | 69.2%-29.4pp | 75.1%-35.3pp | 68.7%-28.9pp |
| Annual return | -1.11% | 27.50%-28.6pp | 24.40%-25.5pp | 2041.32%-2042.4pp |
| Employer contribution / active EE | $396 | $1,922-79.4% | $2,689-85.3% | $2,203-82.0% |
| Participant deferral / active EE | $820 | $2,400-65.8% | $3,162-74.1% | $3,192-74.3% |
| Admin fee / account holder | $1,815 | $2,819-35.6% | $3,356-45.9% | $4,297-57.8% |