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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,988 | $77,638-67.8% | $156,551-84.0% | $62,881-60.3% |
| Participation rate | 57.5% | 71.2%-13.7pp | 84.0%-26.5pp | 69.3%-11.8pp |
| Annual return | 7.13% | 50.33%-43.2pp | 32.23%-25.1pp | 20.14%-13.0pp |
| Employer contribution / active EE | $584 | $3,444-83.0% | $5,501-89.4% | $2,281-74.4% |
| Participant deferral / active EE | $1,504 | $3,046-50.6% | $4,871-69.1% | $3,203-53.0% |
| Admin fee / account holder | $3,253 | $5,561-41.5% | $13,028-75.0% | $4,296-24.3% |