See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $2,950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,186 | $47,126-16.8% | $149,673-73.8% | $74,419-47.3% |
| Participation rate | 46.2% | 63.4%-17.2pp | 78.8%-32.6pp | 70.7%-24.5pp |
| Annual return | 12.78% | 22.75%-10.0pp | 134.42%-121.6pp | 34.38%-21.6pp |
| Employer contribution / active EE | $2,359 | $1,905+23.8% | $4,818-51.0% | $2,637-10.6% |
| Participant deferral / active EE | $3,472 | $2,728+27.3% | $5,680-38.9% | $4,528-23.3% |
| Admin fee / account holder | $13 | $343-96.3% | $13,210-99.9% | $348-96.3% |