Retirement plan

ARBUTUS PARK MANOR RETIREMENT SAVINGS PLAN

Name: ARBUTUS PARK MANOR - ARBUTUS PARK MANOR RETIREMENT SAVINGS PLAN (2016) Form 5500
Creator: ARBUTUS PARK MANOR
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARBUTUS PARK MANOR RETIREMENT SAVINGS PLAN, ARBUTUS PARK MANOR

ARBUTUS PARK MANOREIN 23-7064174Plan #001PY 2016

207 OTTAWA ST - JOHNSTOWN, PA 159042337814-266-8621LinkedIn1-10 employeesindividual & family services

Prospect flagsLow returnsLow fidelity bond

How to read this page

Total assets (EOY)

$3.4M

+1.4% from 2015

Total participants

248

-7.5% from 2015

Average account balance

$13,636

+9.6% from 2015

Annual return

4.21%

+4.91 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$12K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

363

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

76.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$395K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$82

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERISERV TRUST & FINANCIAL SERVICE2+ years Service code 21 216 FRANKLIN ST · JOHNSTOWN, PA 15901	Bank Trustee	$18,519
KOTZAN CPA & ASSOCIATES, P.C.2+ years Filed as: KOTZAN CPA & ASSOCIATES PC Service code 10 334 BUDFIELD ST · JOHNSTOWN, PA 15904	Accounting	$5,000

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$24K

$121 / participant

Investment mgmt$19K78.7%
Other / not subdivided$5K21.3%

% of EOY assets

0.695%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KOTZAN CPA & ASSOCIATES
Auditor EIN: 262055351
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,636

$46,732-70.8%

$156,551-91.3%

$55,167-75.3%

Participation rate

100.0%

65.8%+34.2pp

84.0%+16.0pp

69.0%+31.0pp

Annual return

4.21%

17.72%-13.5pp

32.23%-28.0pp

169.23%-165.0pp

Employer contribution / active EE

$492

$2,105-76.6%

$5,501-91.1%

$1,963-74.9%

Participant deferral / active EE

$738

$2,204-66.5%

$4,871-84.9%

$3,054-75.9%

Admin fee / account holder

$95

$418-77.3%

$13,028-99.3%

$504-81.2%

Provider

Service type

Compensation

AMERISERV TRUST & FINANCIAL SERVICE2+ years

Service code 21

216 FRANKLIN ST · JOHNSTOWN, PA 15901

Bank Trustee

$18,519

KOTZAN CPA & ASSOCIATES, P.C.2+ years

Filed as: KOTZAN CPA & ASSOCIATES PC

Service code 10

334 BUDFIELD ST · JOHNSTOWN, PA 15904

Accounting

$5,000

ARBUTUS PARK MANOR RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARBUTUS PARK MANOR RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion