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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,012 | $40,275+73.8% | $57,356+22.1% | $59,633+17.4% |
| Participation rate | 95.7% | 69.1%+26.5pp | 75.1%+20.6pp | 68.7%+27.0pp |
| Annual return | -0.06% | 27.52%-27.6pp | 24.41%-24.5pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $6,566 | $1,921+241.7% | $2,689+144.2% | $2,203+198.1% |
| Participant deferral / active EE | $5,620 | $2,400+134.2% | $3,162+77.8% | $3,192+76.1% |
| Admin fee / account holder | $2,689 | $2,820-4.7% | $3,357-19.9% | $4,297-37.4% |