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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,403 | $165,361+15.1% | $149,715+27.2% | $158,950+19.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 4.64% | 348.24%-343.6pp | 276.66%-272.0pp | 302.91%-298.3pp |
| Employer contribution / active EE | $15,842 | $5,103+210.4% | $4,645+241.1% | $4,762+232.7% |
| Participant deferral / active EE | $6,965 | $7,182-3.0% | $6,842+1.8% | $5,983+16.4% |
| Admin fee / account holder | $93,618 | $10,808+766.2% | $9,310+905.6% | $11,248+732.3% |