Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 INSURANCE AGENCY LLC · WESTBOROUGH, MA 01581 | Advisory (Plan) | $12,337 |
WHITTLESEY PC4 years Service code 10 280 TRUMBULL ST, 24TH FLOOR · HARTFORD, CT 06103 | Accounting | $8,100 |
Service code 64 11225 NORTH COMMUNITY HOUSE ROAD · CHARLOTTE, NC 28277 | Recordkeeping Fees | $4,616 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,829 | $51,223-12.5% | $82,763-45.8% | $66,949-33.0% |
| Participation rate | 33.3% | 67.9%-34.6pp | 72.6%-39.2pp | 69.8%-36.5pp |
| Annual return | -11.79% | -9.85%-1.9pp | 702.45%-714.2pp | 1.57%-13.4pp |
| Employer contribution / active EE | $303 | $2,611-88.4% | $3,008-89.9% | $2,545-88.1% |
| Participant deferral / active EE | $1,308 | $3,460-62.2% | $4,395-70.2% | $4,239-69.1% |
| Admin fee / account holder | $317 | $415-23.7% | $5,325-94.0% | $594-46.6% |