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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,485 | $176,120-67.4% | $159,487-64.0% | $167,553-65.7% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 11.37% | 331.95%-320.6pp | 263.71%-252.3pp | 478.89%-467.5pp |
| Employer contribution / active EE | $1,372 | $5,299-74.1% | $4,831-71.6% | $4,840-71.6% |
| Participant deferral / active EE | $3,247 | $7,752-58.1% | $7,354-55.8% | $6,343-48.8% |
| Admin fee / account holder | $5,271 | $12,561-58.0% | $10,804-51.2% | $12,316-57.2% |