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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,503 | $85,766-3.8% | $136,298-39.5% | $70,126+17.6% |
| Participation rate | 65.8% | 74.2%-8.4pp | 81.9%-16.1pp | 69.5%-3.8pp |
| Annual return | 14.80% | 31.46%-16.7pp | 5156.27%-5141.5pp | 73.15%-58.3pp |
| Employer contribution / active EE | $2,126 | $2,966-28.3% | $4,696-54.7% | $2,343-9.3% |
| Participant deferral / active EE | $5,404 | $5,051+7.0% | $6,247-13.5% | $3,332+62.2% |
| Admin fee / account holder | $5,983 | $5,421+10.4% | $9,244-35.3% | $4,645+28.8% |