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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,459 | $209,422-10.5% | $178,503+5.0% | $158,982+17.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.01% | 188.81%-175.8pp | 151.12%-138.1pp | 302.99%-290.0pp |
| Employer contribution / active EE | $15,147 | $5,707+165.4% | $5,011+202.3% | $4,763+218.0% |
| Participant deferral / active EE | $11,569 | $5,955+94.3% | $5,202+122.4% | $5,983+93.3% |
| Admin fee / account holder | $13,252 | $17,079-22.4% | $13,987-5.3% | $11,252+17.8% |