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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,600 | $165,399+39.4% | $149,745+54.0% | $158,982+45.0% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 14.18% | 348.34%-334.2pp | 276.72%-262.5pp | 302.99%-288.8pp |
| Employer contribution / active EE | $3,396 | $5,105-33.5% | $4,646-26.9% | $4,763-28.7% |
| Participant deferral / active EE | $9,519 | $7,183+32.5% | $6,843+39.1% | $5,983+59.1% |
| Admin fee / account holder | $822 | $10,811-92.4% | $9,312-91.2% | $11,252-92.7% |