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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,784 | $71,197-18.8% | $93,669-38.3% | $80,925-28.6% |
| Participation rate | 50.0% | 60.4%-10.4pp | 68.7%-18.7pp | 67.7%-17.7pp |
| Annual return | 10.31% | 11.27%-1.0pp | 133.59%-123.3pp | 35.65%-25.3pp |
| Employer contribution / active EE | $783 | $1,565-50.0% | $2,424-67.7% | $2,756-71.6% |
| Participant deferral / active EE | $2,834 | $4,036-29.8% | $4,416-35.8% | $4,299-34.1% |
| Admin fee / account holder | $5 | $6,959-99.9% | $8,291-99.9% | $6,940-99.9% |