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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,163 | $176,105-64.1% | $159,474-60.4% | $167,536-62.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.34% | 331.91%-319.6pp | 263.68%-251.3pp | 478.82%-466.5pp |
| Employer contribution / active EE | $6,748 | $5,299+27.3% | $4,831+39.7% | $4,839+39.4% |
| Participant deferral / active EE | $10,608 | $7,751+36.9% | $7,353+44.3% | $6,342+67.3% |
| Admin fee / account holder | $23,723 | $12,559+88.9% | $10,802+119.6% | $12,315+92.6% |