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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,995 | $165,399-59.5% | $149,745-55.3% | $158,982-57.9% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 29.47% | 348.34%-318.9pp | 276.72%-247.2pp | 302.99%-273.5pp |
| Employer contribution / active EE | $23,233 | $5,105+355.1% | $4,646+400.1% | $4,763+387.8% |
| Participant deferral / active EE | $0 | $7,183-100.0% | $6,843-100.0% | $5,983-100.0% |
| Admin fee / account holder | $1,096 | $10,811-89.9% | $9,312-88.2% | $11,252-90.3% |