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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,735 | $106,247-82.4% | $96,515-80.6% | $139,466-86.6% |
| Participation rate | 30.0% | 77.8%-47.8pp | 74.3%-44.3pp | 80.3%-50.3pp |
| Annual return | 18.90% | 38.47%-19.6pp | 35.73%-16.8pp | 373.66%-354.8pp |
| Employer contribution / active EE | $946 | $4,106-77.0% | $3,740-74.7% | $4,754-80.1% |
| Participant deferral / active EE | $1,489 | $5,456-72.7% | $4,880-69.5% | $6,712-77.8% |
| Admin fee / account holder | $601 | $7,885-92.4% | $6,735-91.1% | $11,409-94.7% |