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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,583 | $60,128-49.1% | $90,440-66.2% | $79,852-61.7% |
| Participation rate | 52.6% | 65.0%-12.4pp | 72.7%-20.1pp | 69.6%-17.0pp |
| Annual return | 17.02% | 71.95%-54.9pp | 1294.38%-1277.4pp | 31.72%-14.7pp |
| Employer contribution / active EE | $963 | $2,068-53.5% | $3,263-70.5% | $2,471-61.0% |
| Participant deferral / active EE | $1,626 | $2,939-44.7% | $3,964-59.0% | $3,740-56.5% |
| Admin fee / account holder | $2,721 | $3,977-31.6% | $5,615-51.5% | $5,306-48.7% |