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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,964 | $180,749+48.3% | $160,784+66.7% | $137,256+95.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.35% | 2234.46%-2218.1pp | 1803.92%-1787.6pp | 220.34%-204.0pp |
| Employer contribution / active EE | $10,529 | $4,155+153.4% | $3,733+182.1% | $4,156+153.3% |
| Participant deferral / active EE | $6,462 | $6,844-5.6% | $6,293+2.7% | $6,407+0.9% |
| Admin fee / account holder | $3,303 | $10,397-68.2% | $9,717-66.0% | $12,270-73.1% |