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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,036 | $103,392+34.5% | $87,104+59.6% | $152,897-9.1% |
| Participation rate | 69.2% | 79.4%-10.1pp | 76.9%-7.6pp | 82.5%-13.2pp |
| Annual return | 22.24% | 28.10%-5.9pp | 28.19%-6.0pp | 345.43%-323.2pp |
| Employer contribution / active EE | $2,496 | $3,221-22.5% | $2,521-1.0% | $4,764-47.6% |
| Participant deferral / active EE | $3,398 | $4,778-28.9% | $4,048-16.1% | $5,851-41.9% |
| Admin fee / account holder | $15,941 | $12,194+30.7% | $7,491+112.8% | $11,599+37.4% |