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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,909 | $115,814+100.2% | $101,275+129.0% | $158,982+45.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.81% | 56.16%-38.3pp | 46.48%-28.7pp | 302.99%-285.2pp |
| Employer contribution / active EE | $2,213 | $4,176-47.0% | $3,660-39.5% | $4,763-53.5% |
| Participant deferral / active EE | $10,374 | $4,958+109.2% | $4,371+137.4% | $5,983+73.4% |
| Admin fee / account holder | $25,070 | $7,249+245.8% | $5,948+321.5% | $11,252+122.8% |