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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,531 | $99,345+1.2% | $84,753+18.6% | $273,972-63.3% |
| Participation rate | 62.5% | 80.7%-18.2pp | 76.6%-14.1pp | 83.0%-20.5pp |
| Annual return | 6.19% | 22.93%-16.7pp | 22.78%-16.6pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,176 | $4,214-48.4% | $3,574-39.1% | $4,869-55.3% |
| Participant deferral / active EE | $3,575 | $4,270-16.3% | $3,712-3.7% | $5,287-32.4% |
| Admin fee / account holder | $46,823 | $6,645+604.6% | $5,333+778.0% | $10,133+362.1% |