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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,026 | $167,522-89.2% | $151,639-88.1% | $134,532-86.6% |
| Participation rate | 93.3% | 88.4%+5.0pp | 87.5%+5.8pp | 81.2%+12.1pp |
| Annual return | -21.03% | 7.81%-28.8pp | 3.34%-24.4pp | 418.27%-439.3pp |
| Employer contribution / active EE | $10,346 | $6,828+51.5% | $6,165+67.8% | $4,741+118.2% |
| Participant deferral / active EE | $4,627 | $8,986-48.5% | $8,363-44.7% | $6,401-27.7% |
| Admin fee / account holder | $344 | $13,780-97.5% | $11,613-97.0% | $11,429-97.0% |