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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,793 | $167,533+207.9% | $151,645+240.1% | $134,545+283.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.24% | 7.81%-31.1pp | 3.34%-26.6pp | 418.37%-441.6pp |
| Employer contribution / active EE | $32,582 | $6,828+377.2% | $6,165+428.5% | $4,742+587.2% |
| Participant deferral / active EE | $19,909 | $8,985+121.6% | $8,363+138.1% | $6,401+211.0% |
| Admin fee / account holder | $2,778 | $13,781-79.8% | $11,614-76.1% | $11,431-75.7% |