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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,726 | $211,946-73.7% | $169,452-67.1% | $135,380-58.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -16.92% | 3.26%-20.2pp | 1.83%-18.7pp | 519.81%-536.7pp |
| Employer contribution / active EE | $2,457 | $5,117-52.0% | $4,157-40.9% | $4,779-48.6% |
| Participant deferral / active EE | $15,034 | $6,075+147.4% | $5,277+184.9% | $5,609+168.0% |
| Admin fee / account holder | $3,761 | $11,472-67.2% | $9,110-58.7% | $10,828-65.3% |