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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,625 | $63,365-39.0% | $91,994-58.0% | $72,976-47.1% |
| Participation rate | 80.0% | 72.5%+7.5pp | 78.6%+1.4pp | 69.5%+10.5pp |
| Annual return | 20.10% | 35.35%-15.2pp | 69.04%-48.9pp | 81.02%-60.9pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,016 | $4,883+2.7% | $5,924-15.3% | $3,608+39.0% |
| Admin fee / account holder | $17,176 | $4,670+267.8% | $7,744+121.8% | $5,124+235.2% |