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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,412 | $112,933-14.6% | $90,970+6.0% | $158,982-39.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 4.67% | 215.82%-211.2pp | 134.60%-129.9pp | 302.99%-298.3pp |
| Employer contribution / active EE | $2,837 | $2,893-2.0% | $2,122+33.7% | $4,763-40.4% |
| Participant deferral / active EE | $4,396 | $4,128+6.5% | $3,373+30.3% | $5,983-26.5% |
| Admin fee / account holder | $48,353 | $8,047+500.9% | $5,961+711.2% | $11,252+329.7% |