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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,610 | $95,979-46.2% | $74,551-30.8% | $135,380-61.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -7.46% | 56.97%-64.4pp | 32.53%-40.0pp | 519.81%-527.3pp |
| Employer contribution / active EE | $830 | $2,716-69.4% | $1,961-57.7% | $4,779-82.6% |
| Participant deferral / active EE | $2,349 | $3,844-38.9% | $3,108-24.4% | $5,609-58.1% |
| Admin fee / account holder | $303 | $6,522-95.3% | $5,059-94.0% | $10,828-97.2% |