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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,411 | $112,729-26.9% | $98,716-16.5% | $137,256-40.0% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 11.55% | 38.48%-26.9pp | 31.81%-20.3pp | 220.34%-208.8pp |
| Employer contribution / active EE | $767 | $2,725-71.8% | $2,279-66.3% | $4,156-81.5% |
| Participant deferral / active EE | $2,350 | $4,640-49.4% | $4,048-41.9% | $6,407-63.3% |
| Admin fee / account holder | $42,241 | $10,129+317.0% | $8,703+385.4% | $12,270+244.3% |