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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,199 | $217,432+41.7% | $185,849+65.8% | $167,536+84.0% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 5.13% | 148.42%-143.3pp | 122.10%-117.0pp | 478.82%-473.7pp |
| Employer contribution / active EE | $249 | $5,875-95.8% | $5,169-95.2% | $4,839-94.9% |
| Participant deferral / active EE | $6,369 | $6,357+0.2% | $5,569+14.4% | $6,342+0.4% |
| Admin fee / account holder | $692,613 | $19,818+3394.8% | $16,244+4163.9% | $12,315+5524.3% |