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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,404 | $202,342-86.5% | $172,752-84.1% | $152,897-82.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.30% | 1029.83%-1007.5pp | 802.97%-780.7pp | 345.43%-323.1pp |
| Employer contribution / active EE | $2,387 | $5,858-59.3% | $5,144-53.6% | $4,764-49.9% |
| Participant deferral / active EE | $12,671 | $5,948+113.0% | $5,198+143.8% | $5,851+116.6% |
| Admin fee / account holder | $802 | $17,111-95.3% | $13,955-94.3% | $11,599-93.1% |