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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,045 | $63,314-41.5% | $91,004-59.3% | $62,293-40.5% |
| Participation rate | 91.9% | 73.3%+18.6pp | 75.6%+16.3pp | 69.5%+22.4pp |
| Annual return | 33.84% | 21.00%+12.8pp | 4.60%+29.2pp | 28.90%+4.9pp |
| Employer contribution / active EE | $1,832 | $1,807+1.4% | $2,456-25.4% | $2,042-10.3% |
| Participant deferral / active EE | $3,158 | $2,944+7.3% | $3,548-11.0% | $3,169-0.4% |
| Admin fee / account holder | $4,171 | $468+792.1% | $5,417-23.0% | $479+770.2% |