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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,080 | $75,183-58.7% | $123,894-74.9% | $55,167-43.7% |
| Participation rate | 86.5% | 72.8%+13.6pp | 81.4%+5.1pp | 69.0%+17.5pp |
| Annual return | 7.80% | 19.01%-11.2pp | 47.52%-39.7pp | 169.23%-161.4pp |
| Employer contribution / active EE | $2,087 | $2,823-26.1% | $4,617-54.8% | $1,963+6.3% |
| Participant deferral / active EE | $2,642 | $5,084-48.0% | $5,984-55.8% | $3,054-13.5% |
| Admin fee / account holder | $2,946 | $663+344.7% | $8,357-64.7% | $504+484.7% |