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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,522 | $93,124+11.2% | $77,100+34.3% | $134,545-23.1% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -10.61% | 62.68%-73.3pp | 42.35%-53.0pp | 418.37%-429.0pp |
| Employer contribution / active EE | $1,387 | $3,421-59.5% | $2,815-50.7% | $4,742-70.7% |
| Participant deferral / active EE | $1,932 | $5,242-63.1% | $4,430-56.4% | $6,401-69.8% |
| Admin fee / account holder | $61,770 | $6,970+786.2% | $5,443+1034.8% | $11,431+440.4% |