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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,893 | $157,304-78.5% | $141,197-76.0% | $152,909-77.8% |
| Participation rate | 72.7% | 84.8%-12.1pp | 82.5%-9.7pp | 82.5%-9.7pp |
| Annual return | 33.37% | 64.34%-31.0pp | 71.41%-38.0pp | 345.46%-312.1pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,391 | $7,111-38.3% | $6,710-34.6% | $5,851-25.0% |
| Admin fee / account holder | $2,442 | $12,126-79.9% | $10,265-76.2% | $11,601-78.9% |