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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,556 | $113,338-82.7% | $94,993-79.4% | $147,586-86.7% |
| Participation rate | 88.9% | 78.0%+10.9pp | 73.9%+15.0pp | 82.8%+6.1pp |
| Annual return | 9.60% | 20.80%-11.2pp | 27.14%-17.5pp | 578.59%-569.0pp |
| Employer contribution / active EE | $778 | $3,160-75.4% | $2,603-70.1% | $4,876-84.1% |
| Participant deferral / active EE | $1,778 | $3,777-52.9% | $3,317-46.4% | $5,439-67.3% |
| Admin fee / account holder | $694 | $6,063-88.6% | $4,960-86.0% | $10,886-93.6% |