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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,015 | $105,856-40.5% | $90,161-30.1% | $147,585-57.3% |
| Participation rate | 84.2% | 79.7%+4.5pp | 76.9%+7.3pp | 82.8%+1.4pp |
| Annual return | 17.37% | 37.63%-20.3pp | 34.89%-17.5pp | 578.58%-561.2pp |
| Employer contribution / active EE | $3,108 | $4,126-24.7% | $3,318-6.3% | $4,876-36.3% |
| Participant deferral / active EE | $3,459 | $5,733-39.7% | $5,287-34.6% | $5,439-36.4% |
| Admin fee / account holder | $1,018 | $8,046-87.4% | $5,943-82.9% | $10,886-90.7% |