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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,706 | $138,076-67.6% | $123,553-63.8% | $135,380-67.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.32% | 153.70%-163.0pp | 119.21%-128.5pp | 519.81%-529.1pp |
| Employer contribution / active EE | $5,264 | $5,152+2.2% | $4,628+13.7% | $4,779+10.2% |
| Participant deferral / active EE | $6,926 | $6,800+1.9% | $6,426+7.8% | $5,609+23.5% |
| Admin fee / account holder | $533 | $10,917-95.1% | $9,284-94.3% | $10,828-95.1% |