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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,949 | $49,177+62.6% | $79,467+0.6% | $64,173+24.6% |
| Participation rate | 89.3% | 65.0%+24.3pp | 73.3%+15.9pp | 69.6%+19.7pp |
| Annual return | -6.60% | -1.16%-5.4pp | 718.30%-724.9pp | 7.63%-14.2pp |
| Employer contribution / active EE | $1,846 | $2,076-11.1% | $2,800-34.1% | $2,381-22.5% |
| Participant deferral / active EE | $5,626 | $2,821+99.4% | $3,704+51.9% | $3,470+62.1% |
| Admin fee / account holder | $768 | $3,839-80.0% | $5,104-85.0% | $4,887-84.3% |