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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,481 | $99,345-49.2% | $84,753-40.4% | $273,972-81.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.00% | 22.93%-22.9pp | 22.78%-22.8pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,228 | $4,214-47.1% | $3,574-37.7% | $4,869-54.2% |
| Participant deferral / active EE | $7,660 | $4,270+79.4% | $3,712+106.4% | $5,287+44.9% |
| Admin fee / account holder | $4,208 | $6,645-36.7% | $5,333-21.1% | $10,133-58.5% |