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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,665 | $85,766-40.9% | $136,298-62.8% | $70,126-27.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 22.54% | 31.46%-8.9pp | 5156.27%-5133.7pp | 73.15%-50.6pp |
| Employer contribution / active EE | $5,391 | $2,966+81.8% | $4,696+14.8% | $2,343+130.1% |
| Participant deferral / active EE | $7,461 | $5,051+47.7% | $6,247+19.4% | $3,332+123.9% |
| Admin fee / account holder | $674 | $5,421-87.6% | $9,244-92.7% | $4,645-85.5% |