Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $77,355 |
Filed as: MERRILL LYNCH Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $29,602 |
Filed as: EMPOWER ADVISORY GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80811 | Investment Management | $13,394 |
N.A. FALCONE & ASSOCIATES, INC.10+ years Service code 13 | Contract Administrator | $12,730 |
Filed as: N.A. FALCONE & ASSOCIATES INC. Service code 13 · EIN 23-2773128 | Contract Administrator | $5,570 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,330 | $45,109+16.0% | $85,187-38.6% | $77,736-32.7% |
| Participation rate | 37.5% | 48.7%-11.2pp | 67.5%-30.0pp | 70.6%-33.1pp |
| Annual return | -15.11% | 79.55%-94.7pp | 66.67%-81.8pp | 31.26%-46.4pp |
| Employer contribution / active EE | $1,261 | $1,602-21.3% | $2,732-53.8% | $2,728-53.8% |
| Participant deferral / active EE | $2,320 | $2,814-17.5% | $4,525-48.7% | $4,651-50.1% |
| Admin fee / account holder | $481 | $915-47.5% | $6,162-92.2% | $433+10.9% |