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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,511 | $197,637-51.7% | $177,848-46.3% | $158,982-39.9% |
| Participation rate | 85.7% | 88.5%-2.8pp | 87.7%-2.0pp | 82.0%+3.7pp |
| Annual return | 10.74% | 58.77%-48.0pp | 48.33%-37.6pp | 302.99%-292.3pp |
| Employer contribution / active EE | $1,283 | $6,698-80.8% | $5,919-78.3% | $4,763-73.1% |
| Participant deferral / active EE | $9,104 | $8,405+8.3% | $7,714+18.0% | $5,983+52.1% |
| Admin fee / account holder | $15,579 | $15,406+1.1% | $12,431+25.3% | $11,252+38.5% |